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Now You Can Save Your Real Estate Searches

December 4, 2012 by bciment Leave a Comment

By now you have seen how the MLS searches on my web site are fast and reliable. That is because we use a very advanced technology (RETS) to literally log into the MLS for every search or listing that you view. Now we are also offering you the ability to have your own Saved Searches. This requires you to register so that we can remember your searches when you return. In the future, we may add this Continue Reading

The Latest Taxpayer Housing Bust

November 20, 2012 by bciment Leave a Comment

It was 4 years ago during the height of the financial crisis (exactly on November 12, 2008) that Mel and I were taking a continuing credit real estate course in which they were explaining the "new" FHA requirements that had been announced in the wake of the bank failure brought on by bad mortgages. I will never forget Mel's look as he heard that FHA was increasing the down-payment requirement from Continue Reading

Don’t Lose Your Homestead Tax Credit

November 20, 2012 by bciment Leave a Comment

ACT NOW!! DECEMBER 31, 2012 is the deadline for filing your Application for Homestead Tax Credit. It does not matter whether you have owned your house one year or twenty years. An application must be filed by the end of the calendar year. If your application is already on file and approved, you DO NOT need to reapply. It only takes a minute to check to see if you have filed and if you are Continue Reading

Post-Storm Distress Syndrome

November 1, 2012 by bciment Leave a Comment

After the storm is over, after the debris has cleared, we still need to get our sellers and buyers through settlement. Although it is November 1, I am still trying to finish off three settlements that were scheduled for the last week of October, 2012. Even though our area did not take the full brunt of Sandy, lenders and buyers are properly wary that there may be storm damage and are requiring Continue Reading

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Ciment Shields Team

Barbara Ciment

Associate Broker, Realtor®
(301) 346-9126

Judi Shields

Realtor®, Team Leader
(410) 794-6479
Listing Alerts Your Home's Value

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"We learned very quickly that we could trust Barbara. She is knowledgeable, professional and has excellent judgment. Her suggestions were invaluable, and... continued"
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Barbara Ciment, Associate Broker, Realtor®

301-346-9126 CELL|301-450-6999 OFFICE
Meet Barbara

Judi Shields, Realtor®, Team Leader

410-794-6479 CELL|301-450-6999 OFFICE
Meet Judi

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